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Category Archives: Social Housing

Debt recovery Scotland – have you considered bank arrestment?

debt recovery scotland

Debt recovery legislation in Scotland ensures that where an order for payment has been made by the Court in a small claims action (or any other payment action), a Pursuer can recover the sums owed via an arrestment if a Defender refuses to pay sums due.  What is an arrestment? An action allowing a Pursuer

RSLs and Lenders’ Requirements – Obtaining Consent ….

Businessman Carrying Pile of Files

Are lenders becoming more difficult with RSL’s about seemingly routine property matters?  In recent times, it has seemed to me that the answer is “yes”. I often advise clients on the following matters:- – the grant of leases of office premises ; – the preparation of Deeds of Conditions for new affordable housing developments; – the

Letterhead Requirements for Companies and Charities

Writing a Letter

Is your letterhead correct?    Could you as an individual and/or the company/charity be facing possible prosecution and a fine of up to £1,000 with further fines of £100 per day being imposed? Under the Companies Act 2006, a company registered with Companies House must include their company’s registered name (as it appears on the company’s

Is it possible to have an agreement to agree?

Agreement to agree

Is it really possible to have an agreement to agree?  From the bus in the morning, to that mid-afternoon pick-me-up coffee, we constantly enter into informal “contracts” or “agreements” with others.   These transactions benefit from certainty.  Pay £1.40 and you will receive a bus ticket.  Simple.  But contracts can be much more complex than this.

Collateral Warranty – what are the key clauses?

Man Filling out Tax Form

In basic terms, 3 parties are involved in a collateral warranty: A contractor A beneficiary (third party) An employer A collateral warranty provides a contractual link between a third party (the beneficiary) and a contractor which has carried out certain works or provided certain services for the employer.   So when is it appropriate to

RSL Land acquisitions – how to avoid VAT issues

buisness

RSLs need to consider VAT implications early in land acquisition discussions if they wish to avoid VAT issues.  If a seller has opted to tax, an RSL can prevent the option applying to the land it is purchasing by serving a certificate to disapply the option on the seller. This Certificate: makes a declaration that

Eviction actions … rent arrears …. new problems?

Postman delivering mail

Evictions actions don’t only happen for rent arrears. Home owners also face losing their homes if they don’t pay their mortgage.   In Scotland, two recent court decisions have made it much more difficult for lenders to evict home owners.  Santander v Gallagher, a sheriff threw out an eviction action because the pre court notice had

Right to Buy – Do you know what the ‘Cost floor’ is?

Right to buy - cost floor

When selling a Right to Buy property, you need to check if the cost floor is relevant.   The cost floor is the accumulative total spent for a property during the last ten financial years (from date the application to buy was received).   This spend includes: renovation costs (eg  bathrooms, kitchens); improvements (eg cladding works); and

Procurement – Contracting with your Subsidiary

Gavel and Law Books

In the current economic climate, RSLs are looking to make savings in their procurement processes in any way that they can. Many of our RSL clients have subsidiary companies which can carry out work on their behalf, and for third parties. Where an RSL and its subsidiary are members of a VAT group, significant savings

Public Procurement Advice – Duty to Provide Reasons

public procurement scotland 2

Public procurement – do you know what your obligations are?  Once public bodies (this includes RSLs) have gone through the often arduous process of procuring a contractor through one of the procedures set down in the procurement regulations, there is often a sense of relief once the successful bidder is selected and the requisite notices

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