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Shared Equity and Rural Housing Burdens

August 15, 2019 | Neil |

shared equity and rural housing burdens

With shared equity schemes, including Homestake and LiFT, now becoming increasingly popular some Registered Social Landlords (RSLs) and their subsidiaries who are Rural Housing Bodies, have applied a Rural Housing Burden (RHB) on their shared equity developments.  How does shared equity and rural housing burdens work? What is a Rural Housing Burden? The official definition … Read More >>

Changes to Inheritance Tax?

August 14, 2019 | Ailidh Ballantyne |

Changes to Inheritance Tax

The Office of Tax Simplification (OTS) has made some recommendations and proposals to make changes to Inheritance Tax. Whilst these proposals may look good on the surface, do they actually lead to the elimination of some useful tax breaks such as taper relief? Timescales A welcome proposal made by the OTS is the reduction of … Read More >>

Recovering Arrears from Joint Tenants of Scottish Secure Tenancies

August 13, 2019 | Umera Rashid |

Recovering Arrears from Joint Tenants

Joint and Several Liability – what does it mean? If there are two or more joint tenants to a Scottish Secure Tenancy Agreement, they will be jointly and severally liable for all of that tenancy’s contractual obligations. What this means for the landlord is that it can hold either one or all of the tenants … Read More >>

Beware bills for balcony repairs!

August 9, 2019 | Christine |

Balcony repairs

Having dealt with a number of queries involving balcony repairs in both tenements and flatted dwelling house complexes, it is useful to learn lessons from the experience of others. The recurring question of ownership was highlighted in a recent case, Speirs Gumley Property Management –v- Lafferty. Factors for a development in Paisley carried out “necessary … Read More >>

What is the difference between a power of attorney and guardianship?

August 5, 2019 | Lynne Lind |

difference between a power of attorney and guardianship

Often people will ask – what is the difference between a power of attorney and guardianship or if one is better than the other? Our simple guide below explains the difference. Power of Attorney Power of attorney is a legal document which you (“the grantor”) grant in favour of another person (“the attorney”) to make … Read More >>

What is a Liferent?

August 1, 2019 | Ailidh Ballantyne |

what is a liferent

Dependent upon your family circumstances, it may be sensible to consider including a liferent provision in your Will. However, what is a liferent exactly and how may it benefit you? What is a liferent?   A liferent can be used where you wish your spouse, for instance, to benefit from the income from your assets … Read More >>

Further Changes for Private Landlord Registration Regulations

July 31, 2019 | Kay Slater |

landlord registration

Changes are on the horizon for the registration process affecting Private Sector Landlords. On 16 September 2019, The Private Landlord Registration (Information) (Scotland) Regulations 2019 will take effect, introducing a more comprehensive, rigorous application process in order to raise general awareness amongst landlords of their legal requirements and to provide better assurance to private rented sector … Read More >>

Government Launches Consultation on Sexual Harassment in the Workplace

July 29, 2019 | John Norrie |

Sexual harassment in the workplace

The government has just launched a consultation on how to tackle sexual harassment in the workplace. The consultation seeks views on how employers can be encouraged to better prioritise the prevention of sexual harassment. Consideration is being given to a new duty to require employers to actively protect staff from harassment in the workplace. This … Read More >>

The Price of a Data Breach

July 12, 2019 | Umera Rashid |

price of a data breach

We previously blogged about data protection breaches under the General Data Protection Regulation (GDPR) and how to deal with the aftermath. Since then, the Information Commissioner’s Office (ICO) has issued its first fine using the GDPR, which came into force in May 2018, and accompanying Data Protection Act 2018. Under previous legislation, the maximum monetary … Read More >>

Trust Deeds and Sequestration in the Social Housing Sector

July 3, 2019 | Umera Rashid |

Trust deeds and sequestration

It is a frustrating situation for Registered Social Landlords (RSLs) when tenants become insolvent and any outstanding debt becomes irrecoverable. Below we answer some common questions around tenants signing trust deeds and sequestration. Are we obliged to write off any debt? At what stage do we do so? When a tenant enters into a trust … Read More >>