Category Archives: Private Client

The Importance of Having a Will

November 15, 2017 | Gavin Pearson |

Importance of having a will

Do you have a Will? Do you know the importance of having a Will? If not, why not? Do the reasons include not knowing what a Will does, the possible cost, that you don’t have time, that you don’t think you need one, that you think you’re too young? Let’s address these possible concerns: Don’t … Read More >>

I’M PERFECTLY CAPABLE! I don’t need a Power of Attorney!

October 26, 2017 | Ailidh Ballantyne |

“I’m perfectly capable”. “I can manage, don’t worry”. I don’t need a Power of Attorney. None of us likes to think that there will come a time when we cannot manage our own affairs. Despite reminders from our families, it is not always easy to admit that we may require a little help. Contrary to … Read More >>

Do I really need a Will?

October 10, 2017 | Ailidh Ballantyne |

Do I really need a Will

“It’s ok, don’t worry. My wife will get everything”. These words are uttered more than any other when someone dies without a Will. It is a common misconception that should you die without having made a Will that your spouse will receive your entire estate. Indeed, it doesn’t matter if you have only been married … Read More >>

Paying for Care – What is deliberate deprivation of capital?

October 2, 2017 | Ailidh Ballantyne |

paying for care

With one in four of us likely to need care in our old age, the issue of paying for care home fees has never been more common. Exploring options to reduce capital/savings/assets has become popular, including placing property into trust. Is this an attractive way of avoiding care fees? For example, take a lady who … Read More >>

Buying from a builder

September 4, 2017 | Katharine Smith |

buying from a builder

Buying from a builder is appealing to home buyers for a number of reasons: Many people like the fact that they will be the first to live in the property Repairs and redecoration costs should be minimal for the first few years Buyers can often select fixtures and fittings to tailor the property finish to their taste New … Read More >>

Do you know your Knotweed?

August 29, 2017 | Christine |

knotweed

In Scotland having Japanese knotweed growing on land belonging to you is not of itself against the law.  That said, there is now legislation regarding the spread of Japanese knotweed and requirements on a heritable proprietor not to allow this non-native species to spread.  Penalties for ignoring such legislation are significant with fines running into … Read More >>

Is Self Directed Support in Scotland working?

August 25, 2017 | Lynne Lind |

As reported by BBC News , Audit Scotland issued a new report  on the implementation of Self Directed Support in Scotland. Self Directed Support (SDS) has been available since 2014.  It was introduced to offer people more choice on how their support is delivered and managed. There are four options available: you receive the money to … Read More >>

Texting your Will instructions. Is this a good idea?

August 7, 2017 | Ross Wallace |

An article from The Telegraph details plans to revolutionise the ‘outdated’ system for having a Will made and suggests allowing new ways to provide Will instructions for your death such as notes, voicemail’s, emails and texts. The current system A valid Will is signed on all pages by the testator (the person who’s Will it is) … Read More >>

Additional Dwelling Supplement – one year on…

June 12, 2017 | Emma McBride |

Additional dwelling supplement

It has now been over a year since the introduction of the Additional Dwelling Supplement which came into force on 1 April 2016. The Additional Dwelling Supplement (ADS) is an additional amount of Land and Buildings Transaction Tax (LBTT). The current rate of ADS is 3% on the full purchase price and applies to purchases … Read More >>

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