Category Archives: Private Client

What is a Liferent?

August 1, 2019 | Ailidh Ballantyne |

what is a liferent

Dependent upon your family circumstances, it may be sensible to consider including a liferent provision in your Will. However, what is a liferent exactly and how may it benefit you? What is a liferent?   A liferent can be used where you wish your spouse, for instance, to benefit from the income from your assets … Read More >>

Failsafe Beneficiary – Future Proofing Your Will

June 28, 2019 | Ailidh Ballantyne |

Failsafe beneficiary

“We’re all going on a summer holiday…” It’s that time of year again. Sun, sea and sand… it’s holiday time. Multi-generational travel has increased markedly over the past few years. No longer is it simply mum, dad and the children jetting off abroad, it is now mum, dad, the grandparents, the grandchildren etc. Whilst family … Read More >>

To Cremate or … Compost? – Your Will and Funeral Instructions

June 5, 2019 | Ailidh Ballantyne |

will and funeral Instructions

Deciding upon what you wish to happen to your body when you die is never an easy thought. What would your family want? Should you be buried? But along with that can often come additional expenditure on top of funeral costs, including purchasing a lair etc. Or should you be cremated and have your ashes … Read More >>

The Importance of Reviewing Your Will

May 29, 2019 | Ailidh Ballantyne |

Reviewing Your Will

If you have a Will in place, it is important to review this on a regular basis to ensure it is up to date with your personal and financial circumstances. People often think of reviewing matters such as the amount of money to be left to nieces or nephews or who should, in fact, inherit … Read More >>

Brain Injury Awareness Week

May 22, 2019 | Lynne Lind |

Brain Injury Awareness

Brain Injury Awareness Week 2019 is here – #ActionForBrainInjuryWeek #ABIWeek, culminating with #HatsForHeadway on Friday 24th May. As is often the case, family members can face numerous difficulties as the result of a loved one succumbing to a brain injury – if they no longer have capacity to make decisions for themselves and if the … Read More >>

Dying Matters Awareness Week

May 14, 2019 | Lynne Lind |

Dying matters

No-one likes to contemplate their own death or think of the death of a loved one. It is however an important topic of conversation to have with your family and friends and is encouraged as part of the Dying Matters Awareness Week. Doing this at an early stage allows you to have an unpressured conversation … Read More >>

What are the Duties of a Financial Guardian?

May 14, 2019 | Lynne Lind |

Duties of a financial guardian

Once appointed by the Court to act as Financial Guardian there are certain administrative responsibilities which you will have to fulfill, these are detailed below. By taking on this role you are accepting this responsibility and it is therefore important that you consider if you have the time and ability to carry out the duties … Read More >>

Gifting Your Property to Avoid Care Costs

April 16, 2019 | Lynne Lind |

gifting your property

Many families wish to ensure that their family are provided for in the future. They have worked hard to be able to own their property and do not want their estate to be exhausted by paying care costs.  Beware – there are many things to consider before gifting your property to avoid care costs. Should … Read More >>

Care Home Fees – Deferred Payment Schemes

April 15, 2019 | Lynne Lind |

Deferred payment schemes

Since 2002 deferred payment schemes have been available for care home residents however, many are unaware of their availability. Care home residents who have insufficient income and capital (excluding the value of their property) to meet care home fees may enter into an agreement with their local authority to defer payment of part of their … Read More >>

Scotland Introduces Free Personal Care For Under-65s

April 12, 2019 | Lynne Lind |

free personal care

In September 2001, the Scottish Government introduced legislation to provide free personal care for those who were assessed as requiring it and were over 65. “Personal care” means care which relates to day to day tasks and the needs of the person cared for (for example, washing, eating etc.). 1st April 2019 sees the introduction … Read More >>