Category Archives: Social Housing

Tenant eviction and the bedroom tax

March 18, 2013 | Jim |

Tenant eviction and the bedroom tax

Tenant eviction and the bedroom tax (or the “spare room subsidy” if you’re a cabinet minister!) continue to dominate conversation in the housing world. My blog last month put forward some ideas to minimise the impact of the changes to Housing Benefit which are now just two weeks away. It also seems that the UK … Read More >>

What is housing bond finance?

March 11, 2013 | TC Young |

housing bond finance

Housing bond finance is essentially a loan agreement used to provide financing for a borrower and income for a lender. Called a “security” because they have a fixed yield, bonds compel the borrower to pay interest on the amount of the loan. This is  called the principal or par value. The capital is normally paid … Read More >>

Property Factor’s written services statement

February 28, 2013 | Christine |

Property Factor’s written services statement

The Property Factors (Scotland) Act 2011 has shaken up the previously unregulated, and unstructured, property factoring regime in Scotland and has introduced the Property Factor’s written services statement. Although the provisions within the Act came into force on 1 October 2012, it seems many organisations and individuals are playing “catch up” with how the changes … Read More >>

Debt recovery & using an inhibition

February 27, 2013 | Jim |

Debt recovery using an inhibition to get results

When it comes to debt recovery, a pursuer must obtain a payment decree from the Sheriff Court against a defender (debtor), and then take steps to enforce the decree in order to recover sums due. One of a number of different procedures a pursuer can utilise,with a view to recovering an outstanding sum, is an … Read More >>

Bedroom tax impact on housing associations

February 20, 2013 | Jim |

Bedroom tax impact on housing associations

My previous blog looked at the forthcoming bedroom tax impact on housing associations and offered some suggestions on minimising its impact. Glasgow Advice Agency, an organisation which provides welfare rights and advice services across the South and North East of Glasgow, have recently obtained and published an opinion from Jonathan Mitchell, Q.C. The opinion is … Read More >>

Housing Associations & the bedroom tax …

February 19, 2013 | Jim |

housing associations & the bedroom tax

There cannot be a single housing association which is not aware of forthcoming changes to housing benefit and the impact of the bedroom tax. These changes will see reductions in housing benefit to tenants who are deemed to be over-occupying. New rules will set out: –  The number of bedrooms which will be eligible for … Read More >>

Gritting common areas – landlord’s responsibility?

February 18, 2013 | Jim |

gritting common areas

In a previous blog about landlords’ duties during the winter months, we highlighted the possible duty for landlords under the Occupiers Liability (Scotland) Act 1960 to ensure that they are gritting common areas. Continuing the gritting common areas theme, a very interesting judgement has now been released in a sheriff court case. The case is … Read More >>

Housing Associations: How to follow the Golden Brick Road?

February 5, 2013 | Christine |

Housing Associations: How to follow the Golden Brick Road?

Golden brick is a familiar term to housing associations in relation to development sites and taxation but how will they follow the golden brick road? So, where Dorothy discovered the Wizard was simply an ordinary man, what will housing associations discover if they pull back the curtain for golden brick? What is Golden Brick? Housing Associations … Read More >>

General Consent – Remember the Audit Trail

January 24, 2013 | Douglas |

General Consent

Registered Social Landlords (RSLs) will be aware of the need to obtain Section 107 consent from the Scottish Housing Regulator (SHR) prior to any disposal of land, unless the type of disposal is specifically exempted or is covered by General Consent. General Consent will cover: – Sale of land, untenanted social houses or other assets … Read More >>

Procurement interim orders & public interest

January 10, 2013 | Lauren |

Procurement interim orders

The case of Glasgow Rent Deposit & Support Scheme against Glasgow City Council and Ypeople (decided on 6 December 2012) highlights the court’s reluctance to delay a contract award because of an alleged breach of the procurement regulations where this would be detrimental to the public interest. GCC tendered for a service providing increased access to … Read More >>