Evicting Criminal Tenants in 2019: What is Changing for RSLs?

February 4, 2019 | Umera Rashid |

evict criminal tenants

Registered Social Landlords (RSLs) are entitled to terminate a Scottish Secure Tenancy and recover the property where a tenant (or someone residing with or visiting them) has been convicted of a criminal offence. Provision for this is made in Ground 2 of Schedule 2 of the Housing (Scotland) Act 2001. What changes are coming into … Read More >>

First-time buyers consider Lifetime ISA for free cash

February 4, 2019 | Ross Wallace |

Lifetime ISA

As most people are aware, the government set up a very generous scheme at the end of 2015 known as Help to Buy ISAs where young people who had never owned a house before (first-time buyers) could save for a house and be given a free 25% bonus on top of their savings when they … Read More >>

There?s No Smoke Without Fire: Fire Safety Changes on the Horizon

February 1, 2019 | Umera Rashid |

Fire safety changes

The Scottish Government is due to introduce new legislation regarding fire and smoke detectors in the aftermath of the Grenfell Tower tragedy. The Housing (Scotland) Act 1987 (Tolerable Standard) (Extension of Criteria) Order 2019 is due to come into force on 1 February 2021 and will extend the ?tolerable standard? set out in section 86 … Read More >>

From LIBOR to SONIA ? Technical Adjustment or Substantive Shift?

January 29, 2019 | Len |

Libor social housing

LIBOR (the London Inter-bank Offered Rate) is at the heart of private funding to the housing sector. Post-2022 however, banks will no longer be required to provide LIBOR quotations and thought needs to be given as to how that may affect Registered Social Landlords who have loans that continue beyond 2022 or indeed are taking … Read More >>

Equity Release Mortgages

January 21, 2019 | Katharine Smith |

Equity Release

Why consider an equity release mortgage? The average person can expect to live for around 20 years following retirement and for many people equity release is an attractive option as it offers either a lump sum or a regular income which could be used in a number of ways: To supplement your pension To pass … Read More >>

Laying Strong Foundations: Qualifying Occupiers

January 9, 2019 | Kay Slater |

qualifying occupiers

It is a well known principle that any construct must be built on solid foundations in order to stand the test of time. Well, the same can be said for raising an action for recovery of possession of a Scottish Secure Tenancy. In order for proceedings to be initiated the first step is to serve … Read More >>

Legal Rights

January 9, 2019 | Ailidh Ballantyne |

Legal rights

?But I?ve not spoken to my children in 10 years!???Whether or not you choose to make a Will, there exists what are known as ?Legal Rights? in Scotland. Some argue that if they have chosen to make a Will and expressed a clear wish that their children are not to inherit any of their estate, … Read More >>

First-tier Tribunal – amendments to the Procedural Rules and Legislation

January 3, 2019 | Claire Mullen |

Previously, we blogged on the problems with service of actions raised at the First-tier Tribunal – Housing and Property Chamber (FTT-HPC) where the address of the tenant was unknown. Proposals to amend the FTT-HPC procedural rules to correct this problem and revise the procedural rules more generally were laid before Parliament in December 2018. The … Read More >>

HR Resolutions for 2019

December 19, 2018 | Marianne |

HR resolutions

Before we all down tools for Christmas, it might be an idea to think about what sort of ?resolutions? you wish to make for your business in the coming year. Sometimes, the personnel issues are the ones that go to the bottom of a to-do list so now is a good time to think of … Read More >>