Dying Matters Awareness Week

May 14, 2019 | Lynne Lind |

Dying matters

No-one likes to contemplate their own death or think of the death of a loved one. It is however an important topic of conversation to have with your family and friends and is encouraged as part of the Dying Matters Awareness Week. Doing this at an early stage allows you to have an unpressured conversation … Read More >>

What are the Duties of a Financial Guardian?

May 14, 2019 | Lynne Lind |

Duties of a financial guardian

Once appointed by the Court to act as Financial Guardian there are certain administrative responsibilities which you will have to fulfill, these are detailed below. By taking on this role you are accepting this responsibility and it is therefore important that you consider if you have the time and ability to carry out the duties … Read More >>

When is a “holiday let” not a “holiday let”?

May 3, 2019 | Claire Mullen |

holiday let

Holiday lettings sit outwith the standard regulatory framework of the private rented sector. A holiday let is excluded from constituting a Private Residential Tenancy. There is no requirement for such landlords to register or pay over a deposit to a Tenancy Deposit Scheme. Furthermore, the Repairing Standard does not apply to holiday lets of less than … Read More >>

Gifting Your Property to Avoid Care Costs

April 16, 2019 | Lynne Lind |

gifting your property

Many families wish to ensure that their family are provided for in the future. They have worked hard to be able to own their property and do not want their estate to be exhausted by paying care costs.  Beware – there are many things to consider before gifting your property to avoid care costs. Should … Read More >>

Care Home Fees – Deferred Payment Schemes

April 15, 2019 | Lynne Lind |

Deferred payment schemes

Since 2002 deferred payment schemes have been available for care home residents however, many are unaware of their availability. Care home residents who have insufficient income and capital (excluding the value of their property) to meet care home fees may enter into an agreement with their local authority to defer payment of part of their … Read More >>

Scotland Introduces Free Personal Care For Under-65s

April 12, 2019 | Lynne Lind |

free personal care

In September 2001, the Scottish Government introduced legislation to provide free personal care for those who were assessed as requiring it and were over 65. “Personal care” means care which relates to day to day tasks and the needs of the person cared for (for example, washing, eating etc.). 1st April 2019 sees the introduction … Read More >>

Annual Gas Safety Checks – are you still paying too much?

April 11, 2019 | Ian Black |

gas safety check

The Gas Safety (Installation and Use)(Amendment) Regulation 2018 came in to force on 6 April 2018. A year on, it is worth reminding landlords of its terms. This amendment addressed the often unnecessary and unintended financial burden of over-compliance with the 12 month gas safety check. Instead of having to begin the process early, in … Read More >>

Wills and Powers of Attorney – Do You Have Your Affairs in Order?

April 4, 2019 | Ailidh Ballantyne |

will and power of attorney

It’s Lent – the Christian period of time for reflection and preparation before the celebrations of Easter. With that in mind, what better time than to focus your mind on your affairs and having everything in order so that you and your family have a secure and comfortable future. This can be sorted with both … Read More >>

Arrangements After Death – The Importance of Preparing a Will

April 3, 2019 | Lynne Lind |

importance of preparing a will

No one likes to contemplate their own death or the death of a loved one. The importance of preparing a will is often overlooked or postponed or those who do have wills overlook the importance of reviewing their wills. In preparing a will you provide written instructions on how your estate should be distributed on … Read More >>

Changing Your Name on Your Title Deeds Following Gender Reassignment

March 26, 2019 | Lindsey Taylor |

change name on title deeds

If you have undergone gender reassignment surgery, you will be dealing with an overwhelming number of changes and will be starting to create your new identity. To make things easier, the Registers of Scotland (ROS) will change your title deeds to reflect your new identity. They will not only change your name as owner, they … Read More >>