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Green Deal in Scotland - is it any good?

Green Deal in Scotland - is it any good?

The Green Deal in Scotland encourages homeowners and tenants to introduce energy saving measures to their properties. It has been promoted as a solution to solving some of the problems which put off individuals financing energy saving improvements to their homes. 

When Green Deal finance has been obtained there is no requirement to repay the loan in the standard way, instead the money is recouped by the energy supplier by way of added charges to their energy bill. Another feature is that the obligation does

Ensure your property is being maintained

Ensure your property is being maintained

Do you know how to ensure your property is being maintained properly? The Letlaw team recently received a query from a landlord who suspected their tenant was hoarding items within the property. Although the tenant had always paid their rent, they had denied the landlord access to carry out inspections, over a long period of time . The landlord asked: should they insist on gaining access to the property given the rent is always paid on time, to allay their concerns, but risk 'rocking the

LIBOR Rate Fixing Scandal - how does this affect you?

LIBOR Rate Fixing Scandal - how does this affect you?

If you open a newspaper or turn on your television, you are once again bombarded with headlines on yet another banking related scandal - this time LIBOR rate fixing. With the resignation of Barclay's chief executive and more revelations in relation to rate fixing practices by the major banks you may be wondering what it's all about, and how it affects you.

  • What is LIBOR?

The current issues surround the LIBOR interest rate. This is the average rate at which the major banks confirm that

Will my insurance cover damage caused by flooding?

Will my insurance cover damage caused by flooding?

Not only do torrential downpours make everyone feel miserable the severe weather can also cause serious flooding and damage to your property. Forecasting the weather is a science, and while you can take steps to reduce the damage and be prepared for the worst, it is also very important to insure your contents against flooding. We are often asked - will my insurance cover damage caused by flooding?

Will your insurance policy cover any damage caused by flooding?

Check all insurance policies and make sure

Housing benefit changes affect landlords

Housing benefit changes affect landlords

In October 2013, the UK government plans to make changes to housing benefit. How will these housing benefit changes affect landlords in Scotland?

The Government intends to introduce a single 'universal' credit which will be paid to claimants of working age. The idea is to simplify the system for claimants, and make it easier for staff to administer. The new benefit will begin to be introduced in 2013 and will be completely phased in by 2017.

What will this mean in practice?

  • Housing benefit will

Prenuptial Agreement Scotland - Are They Worthwhile?

Prenuptial Agreement Scotland - Are They Worthwhile?

What do you know about prenuptial agreements. Donald and Melania Trump have one, as do Michael Douglas and Catherine Zeta-Jones. But what are they? Should you have prenuptial agreement. Are they enforceable in Scotland? Or are they just for the rich and famous?

There were 29,070 marriages in Scotland during 2014. Considering this, and the fact that the average age at which people marry for the first time has increased by over two years in the last decade (to 32.9 years for men and 31.0

The importance of signing a building contract

The importance of signing a building contract

We are regularly consulted when there is a dispute regarding a building contract. In order to advise the client, we ask to see the signed contract, only to find that the contract was never actually executed (signed) by both parties. Sometimes there is a letter confirming acceptance of a tender, but the actual contract terms have never been signed. Clearly this presents problems determining exactly what obligations there were on the contractor and the manner in which these were breached, leading to disputes. How important